Terms Of Use

Hello! Please kindly read these terms carefully. By using the Service (as stated below), You agree that You have read, understood, and agreed with the Terms of Use (stated below). You also agree to the representations made by Your kind self below. If You do not agree with the Terms of Use of the Service and wish to discontinue the use of the Service, please discontinue the use of our Websites, Apps, or our Services.

This Terms of Use Policy applies to our users, customers, agents, associates, and partners (collectively “You”, “Your” and “Yours”). By using the Website, Mobile Application, or Service supplied to You by the Company (the “Application”), and downloading, installing, or using any associated software supplied by the Company (the “Software”), which overall purpose is to enable persons seeking business consultant services and products, You hereby expressly acknowledge and agree to be bound by, and, where applicable, grant Your consent to the collection, use, and disclosure of Your Personal Data by us, under these Terms of Use, and any future amendments and additions to the Terms of Use as published on our websites from time to time.

Except otherwise indicated, the terms described in these Terms of Use mean to use to this document only, and terms described in other documents, which regulate our relationship with You, do not apply in these Terms of Use.

The Company reserves the right to revise, vary and modify the Terms of Use or its rules concerning the Service at any time it deems fit. Such revisions, alterations, and or modifications to the Terms of Use of policies involving the Service shall be effective upon the publishing of an updated edition on our websites. You agree that it shall be Your obligation to evaluate the Terms of Use frequently whereupon the continued use of the Service after any such amendments, whether evaluated by You, shall represent Your approval and acceptance of such changes.

How Our Business Works

When You use our application or Software to study and understand how we can help your organization, you may be invited to provide certain Personal Data (as defined in our Privacy Notice) and other relevant data. When You submit this Personal Data and other relevant data, Your Personal Data shall be disclosed and forwarded to a business consultant service provider who will contact You and seek Your permission to assist You in the understanding and application of such business consulting services.

The Company renders services using its Application and Software at no charge to the user. The Business's main source of income is from fees received from clients when we have successfully assisted them in their business.

The data supplied through our Application and Software that is linked to any service provided by You and any information You have input into the Application and/or Software. You accept and warrant that the information You provide is accurate, complete, and precise. The Company shall not be responsible to You in any way if You provide us with data that is not true, not complete, and/or not accurate.

When You decide to purchase a product or service from a business consultant, you are entering into an agreement with the business consultant, and not with the Company. Subsequently, the Company does not bear any obligation or responsibility for the purchase, the suitability or quality of the product or services, or the agreement that You enter with the business consultant.

User Representations And Warranties

By using the Service, you clearly represent and guarantee that You are legally entitled to receive and consent to the Terms of Use and that You are at least eighteen (18) years old. Without restricting the generality of the foregoing, the Service is not accessible to persons under the age of eighteen (18) or such persons that are prohibited for any purpose whatsoever to enter into a contractual relationship.

By using the Service, you further represent and justify that You have the authority, right, and power to use the Service and to abide by the Terms of Use. You further verify that all the information which You provide shall be accurate, complete, and precise. Your use of the Service is for Your own sole, personal use. You undertake not to permit others to use Your individuality or user status, and You may not designate or otherwise transfer Your user account to any other person or entity. When using the Service, you consent to comply with all applicable laws whether in Your home nation or otherwise in the country, state, and city in which You are present while using the Service.

You may only gain access to the Service using approved means. The Company is not responsible if You do not have a compatible device or if You have downloaded the wrong version of the Software to Your device. The Company reserves the right not to allow You to use the Service should You use the Application and/or the Software with an inappropriate or unlawful device or for purposes other than the purposes for which the Software and/or the Application is expected to be used.

By using the Software or the Application, you agree that:

  • You will only use the Service for legal purposes;
  • You will only use the Service for the intent for which it is meant to be used;
  • You will not use the Application for posting or collecting any illegal material or for fraudulent purposes;
  • You will not use the Application and/or the Software to cause annoyance, nuisance, inconvenience or make fake submissions;
  • You will not use the Service, the Application, and/or the Software for purposes other than acquiring the Service;
  • You shall not purposefully or unintentionally cause or attempt to cause harm;
  • You will not try to harm, including causing or allowing any unauthorized access to or unauthorized modification of, the Service, the Application, and/or the Software in any way whatsoever;
  • You will not copy, or distribute the Software or other content without written permission from the Company;
  • You will only use the Software and/or the Application for Your own use and will not resell it to a third party or reproduce any part of it whether for commercial benefit or otherwise;
  • You shall not employ any means to defraud the Company or enrich Yourself, through any means, whether fraudulent or otherwise, through any event, promotion, or campaign launched by the Company to encourage new subscriptions or usage of the Service by new or existing users;
  • You shall not cause a nuisance or behave in an inappropriate or disrespectful manner towards the Company or the third-party services provider regardless of any misgivings that You may have against the Company;
  • You shall not impair or circumvent the proper operation of the network on which the Service operates;
  • You agree that the Service is provided on a reasonable effort basis; and
  • You agree that Your use of the Service will be subject to the Company’s Privacy Notice as may be amended from time to time.
  • You are responsible for checking and ensuring the usefulness, sustainability, quality, adequacy, and availability of the services or products of the business consultant displayed on our application or Website for Your personal use and if necessary or desired, you should seek and obtain professional advice on the products prior to making any purchasing decision.

Personal Data And Privacy

You come to an agreement and permission to the Company, its subsidiaries, its associates, and any of its affiliate companies collecting, using, process and disclose Your Personal Data, in accordance with our Privacy Notice, to:

  • provide, offer, and administer our numerous services and products, or otherwise as permitted by law respond to Your inquiries, provide You with the assistance You request of us, maintain, and administer our products and services;
  • process Your survey or questionnaire responses; market research and the collection of general statistical information using common internet technologies such as cookies and pixels;
  • providing You with marketing information regarding other products and services;
  • performing administrative operations (including accounting and risk management);
  • quality assurance and training purposes and any other purpose identified at the time of collecting Your information.
  • Please read our Privacy Notice for more information. Please also note that the terms of our Privacy Notice form an important part of our connection with You.

Copyright and Trademark Notices

Except as otherwise specifically stated herein, the copyright and all other intellectual property in the contents of our website (including, but not limited to, all design, sound recordings, text, images, or links) (collectively, “Content”) are the property of the organization and/or our businesses and/or affiliated entities. As such, they may not be published, reproduced, broadcast, stored, adapted, displayed, distributed, licensed, altered, or otherwise used in whole or in part in any manner, unless with prior written consent from us. Save and accept with us that prior written consent, you may not “mirror”, frame, or otherwise use this website, any part thereof, or any data or materials included in this website on any other server, website, or webpage.

All trademarks and logos used in this website are our property and/or the corresponding third-party proprietors identified in this website. No license or right is granted to You, and Your admission to this website and/or use of the online services should not be interpreted as a grant, by estoppel, implication, or otherwise, of any authorization or right to use, in any manner, any trademarks or logos appearing on the website, unless with the previous written agreement or the relevant third-party.


The Application and Software are provided “as is” and on an “as available” basis. We give no guarantee that the Service will be free of deficiencies and/or flaws. To the full extent permitted by the rule, we provide no assurances (express or implied) of fitness for a particular purpose, the accuracy of the information, compatibility, and satisfactory quality.

No Content on the Website shall constitute financial, legal, or risk assessment advice on which You should rely. It is provided for general information purposes only. You should always seek individual experts or specialist advice before joining in any transaction.

We make no representation, warranty, or guarantee that the Website will meet Your requirements, that it will be of acceptable value, that it will be fit for a specific purpose, that it will not trespass on the rights of third parties, that it will be compatible with all software and hardware, or that it will be protected.

Whilst We make reasonable efforts to ensure that the Content on the Website is accurate, complete, and up to date, we do not make any representations, warranties, or guarantees (whether express or implied) that the Content is complete, up-to-date, or accurate.

Whilst We take all sensible steps to make sure that the Website is protected and free from bugs and other malware, we do not assure that the Website is secure or free from viruses or other malware and will not tolerate any responsibility in this regard. You are accountable for keeping Your software, hardware, data, and other material from viruses, malware, and other internet security risks.

Our Liability

To the maximum degree allowable by law, except arising out of the Company’s carelessness, we shall not be responsible to any User for any loss or harm, whether predictable or otherwise, in contract, tort (including negligence), for a break of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) the Website or the use of or reliance upon any Content included on the Website.

We shall not be responsible for any loss of sales, profits, revenue, or business; loss of business opportunity, reputation, or goodwill; business interruption; loss of anticipated savings; or for any unintended or consequential loss or damage even if We have been advised of the likelihood of such harm.

We shall not receive any obligation arising out of any disturbance or non-availability of the Website due to external causes including, but not limited to, host equipment failure, ISP equipment failure, communications network failure, acts of warfare, natural events act of God, or legal limitations and suppression.

Limitation Of Liability

Our cumulative obligation for any damages acquired in relation to these Terms of Use, whether in agreement or tort (including negligence but excluding gross negligence or willful misconduct) or strict legal responsibility shall not exceed SGD 100 (one hundred Singapore dollars only).

Force Majeure

We shall not be in violation of this Agreement, nor be responsible for any failure or postponement in the performance of any other responsibilities under this Agreement occurring from or attributable to events, acts, omissions, or accidents beyond its reasonable control, including but not limited to any of the following:

  • acts of God, including but not limited to floods, windstorms, fires, earthquakes, or other natural disasters;
  • War, armed conflict, the threat of or preparation for war, embargo, imposition of sanctions, breaking off diplomatic relations, or similar actions;
  • civil war, terrorist attack, civil commotion, or riots;
  • nuclear, chemical or biological contamination, or sonic boom;
  • fire, explosion, or accidental damage;
  •  failure of plant machinery, machinery, the collapse of building structures, computers, or vehicles;
  • disconnection or malfunction of utility service, including but not limited to electric power, gas, or water;
  • any labor disputes, including but not limited to strikes, industrial action, or lockouts;
  • any disturbance to the Platform or Services outside our reasonable control including but not limited to any occurrence of a pandemic or endemic; and/or
  • acts of any government or organization including but not restricted to the enactment, announcement, or publication of any advisory processes, regulations, laws, or rules, to prevent or stop an epidemic or a pandemic.


You irreversibly approve to indemnify and hold us inoffensive for any liabilities, claims, losses, expenses, and damages (including reasonable legal fees) arising from or in relation to (i) Your use or misuse of our Application or Software; (ii) Your breach of any of the provisions of these terms; (iii) Your violation of any of our intellectual property rights including the Content or (iv) any third parties claims against us arising from or in relative to the above-mentioned events under (i), (ii) or (iii).

Termination / Suspension Of Account / Use Of Service

We reserve the right to suspend (whether permanently or temporarily) or dismiss Your account and/or Your use of the Services with or without notice to You if We consider, in Our sole decision, that You are in breach of the terms of these Terms of Use, or any of its rules, guidelines, and regulations governing the use of the Website and Services.

We shall not be accountable to You for such termination or suspension. If Your account is dismissed or terminated for any cause whatsoever, you shall not be titled to any benefit whatsoever. For the prevention of disbelief, the suspension or closure shall not prejudice Our rights against You for the breach of these terms, for any amounts due or other commitments accumulated prior to such termination or suspension. This Clause shall continue the dissolution of this Agreement.

Third Parties’ Rights

An individual who is not a party to this Arrangement shall not have or obtain any right to apply any term of this Agreement (including, but not limited to, any right to enforce or have the advantage of any exclusion or restriction of liability contained in this Agreement) under the Contract (Right of Third Parties) Act, Chapter 53B of Singapore. This Clause shall overrule any other Clause in this Agreement that is or may be contradictory with it.

Governing Law And Submission To Jurisdiction

The legality, composition, and implementation of these Terms of Use shall be ruled by and interpreted in accordance with the rules of Singapore, and You hereby irrevocably accept the exclusive jurisdiction of the Courts of Singapore. Nothing in this Clause restricts the right of the Business to bring legal proceedings against You in relation to this Settlement (a) in any other Court of competent jurisdiction or (b) concurrently in more than one jurisdiction.

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